Cream Cheese Chocolate Chip Dip (5 minutes!)

Name: Cream Cheese Chocolate Chip Dip (5 minutes!)
Prep time: 5 min
Total time: 5 min
Ingredients: 8 oz cream cheese (softened); ½ cup unsalted butter (at room temperature); ¼ cup 50g brown sugar; ½ cup 60g powdered sugar; 1 teaspoon vanilla extract; ¾ cup 130g chocolate chips; Fresh fruit, graham crackers, pretzels, cookies (For Serving)

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Cream Cheese Chocolate Chip Dip is the best of both worlds, it’s sweet, creamy goodness that’s even delicious with cookies, fruit or just a spoon. Rich and velvety with chocolatey goodness, this dessert dip is an easy crowd-pleasure for any occasion!

Looking for additional sweet dips? Look at my Cream Cheese Caramel Apple Dip with Toffee Bits.

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Why You’ll Love This Recipe
Main Ingredients
Variations & Substitutions
Instructions To Make Cream Cheese Chocolate Chip Dip
Serving Suggestions
Pro Tips
Frequently Asked Questions
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Cream Cheese Chocolate Chip Dip (5 minutes!)

Why You’ll Love This Recipe

Quick & Easy to Make – You can whip this dip up in just a few minutes, with basic ingredients you probably already have in your kitchen. No baking, no complicated steps—just mix, chill, and enjoy!
Rich & Creamy Texture – Cream cheese and powdered sugar makes a rich and decadent base, while chocolate chips are the perfect textural addition in every single bite. It’s silky, luscious and totally addictive.
Versatile & Fun for Any Occasion — If you’re passing this dip around at a party,taking it to a potluck or whipping it up as a cozy treat during movie night, it’s always a hit. Serve it with cookies, graham crackers, pretzels or fruit for endless dipping options.
Personalised to Your Preferences — Want to make it the same? For a flavor twist, add a dash of vanilla, a drizzle of caramel or a sprinkle of sea salt. You can also substitute chocolate chips and stir in nuts for added texture.

cheesecake dip platter with fruit and graham crackers

Main Ingredients

Cream Cheese – This is the heart of the dip. Its mild tang counterbalances the sweetness so the dip isn’t too sugary.
Butter — The softening of butter gives the silky melt-in-your-mouth texture, but it overall adds richness. It also helps to combine all the ingredients together nicely.
Brown sugar —Regular white sugar has no complex flavor; brown sugar has a bit of molasses, which imparts a warm, caramel-like sweetness to the dip. It gives a depth of flavor and is excellent with the chocolate chips.
Powdered Sugar – Also called confectioners' sugar, this ingredient dissolves quickly and easily into the dip, giving it a smooth texture with no graininess whatsoever. It adds the ideal balance of sweetness without weighing down the dip.
Chocolate Chips – The main attraction! These knobbly little chocolatey guys give you a nice crunchy, bursts of rich sweet flavor in every mouthful. Use semi-sweet, milk, dark or white chocolate chips according to your liking.
Vanilla Extract – A little pinch of magic, vanilla lends warmth and depth to the dip, enhancing its overall flavor. It counterbalances the sweetness and brings all of the elements together nicely.

Variations & Substitutions

Chocolate Chips – Use white, dark, or vegan chocolate chips instead of semi-sweet chocolate chips for different flavor. You can also opt to mini chocolate chips as well for a more even distribution in every mouthful.
Add a Nutty Crunch — Fold in chopped pecans, walnuts or almonds for some extra crunch and nutty depth of flavor. Toasting the nuts first brings out their flavor and makes the whole kitchen smell good.
Swirl - Drizzle caramel sauce or melted peanut butter into the dip for a richer, more indulgent treat. Swirl it in lightly for marbling or mix it in completely for a more pronounced flavor.
Spice It Up — A hint of cinnamon can add warmth, or a sprinkle of sea salt can help cut the sweetness. For a more intense treat, a little cocoa powder or espresso powder sprinkled in can also help boost the chocolate flavor.
Make It Lighter — For a lighter version, use reduced-fat cream cheese and replace the butter with Greek yogurt. This maintains the creaminess of the dip but reduces fat a bit, making it a somewhat healthier version without any loss of flavor.

graham cracker dipped in chocolate chip cream cheese dip

Instructions To Make Cream Cheese Chocolate Chip Dip

Prep the Ingredients — Remove cream cheese and butter from the refrigerator and allow them to soften up at room temperature for 15-20 minutes. Using it ensures a good mix and a smooth texture
Beat the cream cheese & butter — In the bowl of a stand mixer fitted with the paddle attachment, on medium speed, beat the softened cream cheese and butter until smooth and creamy, about 2–3 minutes. You can scrape down the sides of the bowl as needed.

cream cheese and butter creamed together in a mixing bowl

Add the Sugars & Vanilla – To the bowl, add in the brown sugar, powdered sugar, and vanilla extract. Start mixing at low speed to avoid splattering, then increase to medium speed and beat until the mixture is fluffy and well combined, about 2 minutes.

butter, cream cheese, light brown sugar, powdered sugar, and vanilla extract in a mixing bowl

Fold in the Chocolate Chips – With the mixer on low, stir in the chocolate chips. Stir just until they’re lightly speckled throughout the dip. Fold them in gently by hand instead with a spatula so that you don’t break them.
Chill for the Best Flavor – Transfer dip to a bowl, cover with plastic wrap, and chill for at least 30 minutes. Chilling helps to concentrate the flavors and to make the dip thicker and creamier.
Chill, Serve & Enjoy — After the dip has cooled, give it a stir, and turn it out into a serving dish. They can be served with fresh fruit, graham crackers, pretzels, or your favorite dippers. And savor each creamy, chocolaty bite!

cream cheese dip with chocolate chips in a mixing bowl

Serving Suggestions

Fruit – Serve the dip with a platter of fresh fruits such as strawberries, apple slices, banana slices, and grapes. The sweet fruit is a nice counterpoint to the buttery mouth feel, and it's all just as good as it sounds.
Cookie Dunkers – Provide several different types of cookies for dunking, like graham crackers, vanilla wafers, shortbread cookies or even chocolate chip cookies for a real decadent treat.
Sweet & Salty Combo — Serve the dip with something crunchy and salty, like pretzels, saltines, or toasted pita chips. The sweet and salty contrast is absolutely irresistible with every bite.
Dessert Charcuterie Board – An eye-catching dessert board with the dip in the middle and dippers like marshmallows, chocolate-covered pretzels, mini brownies, and bite-sized pieces of pound cake around the edge.
Ice Cream or Pancake Topping - Use the dip as an indulgent topping for vanilla ice cream, pancakes or waffles. Soften it just a tad to make it even more spreadable, then drizzle it over your faves!

Pro Tips

Use Room Temperature Ingredients — Ensure your cream cheese and butter are completely softened before mixing. This will give you a smooth, creamy texture and prevent lumps, and makes it easier to incorporate all the ingredients together after.
Chill for Best Consistency — If you can, let the dip rest in the refrigerator for at least 30 minutes before serving. This thickens the texture, enhances the flavors, and makes it even better.
Don’t Overmix the Chocolate Chips — When the chocolate chips go in, fold them in gently with a spatula or mix on low speed in a stand mixer. Overmixing can tear them apart, impacting the texture and distribution within the dip.

cream cheese chocolate chip dip on a serving platter

Frequently Asked Questions

What should I serve this dip with?

Serve this dip with a mix of dippers — fresh fruit (strawberries, apple slices, bananas) for pleasing contrast or crunchy fare, such as graham crackers, pretzels and vanilla wafers, for mouth satisfaction. You could also fold in marshmallows, mini brownies or pieces of pound cake if you want an extra-indulgent treat!

How Long Will This Dip Last?

This dip will keep in an airtight container in the fridge for 3–4 days. Make sure to stir it before serving, as the ingredients may separate out a little over time.

Can I make this dip ahead of time?

Yes! You can prepare this dip a day ahead and keep it refrigerated until ready to serve. For the best texture, this should sit at room temperature for 10–15 minutes and get given a quick stir before serving.

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